Built for Ghana • GRA Compliant 2026

Tax & Payroll
Simplified for
Ghanaian Business

Automate PAYE, SSNIT, VAT, and GRA filings. Generate professional invoices. Get financial insights — all in one secure platform built exclusively for Ghana.

No credit card required  ·  Cancel anytime

GRA Certified SSL Encrypted 99.9% Uptime Ghana-Based Support Multi-Tenant Architecture
17.5%
VAT + NHIL
Auto-Calculated
6
PAYE Tax Bands
Pre-Configured
100%
GRA Compliant
2026 Rates
14 days
Free Trial
No Card Needed

Everything You Need

Built for How Ghana
Businesses Actually Work

Every feature is designed around Ghana's tax laws, payment methods, and business practices.

Automated Payroll

Process payroll with automatic PAYE, SSNIT, and Tier 2 pension calculations compliant with Ghana tax laws.

Smart Invoicing

Generate professional invoices with automatic VAT (12.5%), NHIL, GETFund, and COVID levy calculations.

Financial Analytics

Pareto analysis, P&L statements, budget vs actual reports, and expense tracking dashboards.

GRA Direct Filing

Submit PAYE, VAT, and corporate tax returns directly to Ghana Revenue Authority from the platform.

Employee Management

Complete HR system with employee records, leave management, attendance tracking and payslips.

Secure & Compliant

Multi-tenant architecture with role-based access control and full Ghana Revenue Authority compliance.

Simple Process

Up and Running in Minutes

No setup fees. No IT required. Just sign up and start.

1

Create Account

Sign up in under 2 minutes. No credit card needed to start your free trial.

2

Set Up Company

Enter your company details, TIN, and add your employees and pay structure.

3

Run Payroll

Click run payroll. PAYE, SSNIT, and all deductions are calculated automatically.

4

File & Pay

Submit tax returns directly to GRA and generate payment receipts in one click.

Ghana Tax Compliance

Every Rate. Every Rule.
Always Up to Date.

We maintain all official Ghana Revenue Authority rates so you never have to worry about compliance again.

VAT & Levies — 17.5% Total

15% VAT + 2.5% NHIL (GETFund & COVID-19 levies scrapped 2026)

SSNIT — Tier 1, 2 & 3

8% employer + 5.5% employee Tier 1. Tier 2 5% pension. Ceiling GHS 3,500/month.

PAYE — 6 Progressive Bands

0% to 35% progressive tax rates calculated automatically for every employee.

GRA Direct Filing

Submit PAYE, VAT, and corporate tax returns directly to GRA from the platform.

PAYE Tax Bands (2026)

Current
First GHS 490/month
0%
Next GHS 200/month
5%
Next GHS 260/month
10%
Next GHS 3,400/month
17.5%
Next GHS 250,000/month
25%
Above GHS 254,350/month
35%
Annual tax-free threshold GHS 5,880

Transparent Pricing

Choose the Right Plan
for Your Business

All plans include a 14-day free trial. No credit card required.

Pay a small flat fee, then only GHS 10–15 per extra employee above your plan's included count.

Starter

Perfect for small businesses and sole traders

Includes 5 employees · up to 30 max

GHS 99 /month
+ GHS 15 per extra employee
Start Free Trial
  • Up to 30 employees
  • 50 invoices per month
  • 2 user accounts
  • Automated PAYE & SSNIT
  • VAT invoicing
  • Financial reports
  • Email support
  • GRA direct filing
  • API access
  • Priority support

Example

10 employees → GHS 99 + (5 × GHS 15) = GHS 174/mo

Enterprise

For large organisations with complex needs

Includes 30 employees · unlimited max

GHS 499 /month
+ GHS 10 per extra employee
Start Free Trial
  • Unlimited employees
  • Unlimited invoices
  • 20 user accounts
  • Everything in Business
  • Priority support ✓
  • Custom branding ✓
  • Dedicated account manager
  • Custom integrations
  • SLA guarantee
  • On-site training available

Example

60 employees → GHS 499 + (30 × GHS 10) = GHS 799/mo

How per-employee pricing works

Each plan includes a set number of employees in the flat fee. You only pay for extra employees above that count — at a fixed rate per head. Your bill grows only when your team does. Annual billing gives you 20% off both the flat fee and the per-employee rate.

14-day money-back guarantee · No setup fees · Cancel any time · Mobile Money, Bank Transfer & Card accepted

Built to Last

Serious Infrastructure.
Serious Compliance.

PayAxis Ghana is built on the same standards used by enterprise financial software — from day one.

GRA Rate Compliance

All PAYE bands, SSNIT rates, and VAT rules are sourced directly from Ghana Revenue Authority publications and updated with every gazette change. No manual rate entry needed.

Bank-Grade Encryption

All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Your payroll data and client invoices are never stored in plain text — ever.

99.9% Uptime SLA

Hosted on redundant cloud infrastructure with automated failover. Payroll deadlines don't move — neither does our platform. Monitored 24/7 with instant alerts.

Built by Ghana Experts

Designed by accountants and developers who understand the Ghana tax system from the inside — not adapted from a foreign product. Every workflow reflects how Ghanaian businesses actually operate.

Multi-Tenant Architecture

Each business operates in a fully isolated data environment. Your employees, invoices, and financial records are never visible to other tenants — by design, not just policy.

Mobile Money Native

MTN Mobile Money, AirtelTigo Money, and Vodafone Cash are first-class payment options — not afterthoughts. Salary disbursements and invoice payments work the way Ghana works.

Beta Programme — Limited Spots

Be One of Our
First 20 Customers

We're inviting a small group of Ghanaian businesses to join our founding beta. In exchange for honest feedback, you get heavily discounted access and direct input into the product roadmap.

  • 3 months free — no credit card, no commitment
  • 50% off your plan for life as a founding customer
  • Direct WhatsApp line to the founding team
  • Your feedback shapes the features we build next
  • Free onboarding session and data migration help
Apply for Beta Access

Only 20 spots available. We'll respond within 24 hours.

What we ask in return

Monthly feedback call

30 minutes per month to tell us what's working and what isn't

An honest review

A genuine quote we can use on the website once you're satisfied

Word of mouth

Tell one other Ghanaian business owner if you find it valuable

Bug reports

Flag anything that doesn't work as expected — we'll fix it fast

No obligations beyond that. You can leave the beta at any time and keep your founding discount on any paid plan you choose.

FAQ

Common Questions

Start Your Free 14-Day Trial Today

Join Ghanaian businesses running compliant payroll and tax operations with PayAxis Ghana.

No credit card · No setup fee · Cancel anytime · Local support in Ghana